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Zions First National Bank
064246 Requisition #

Zions Agricultural Finance (ZAF), a division of Zions Bank, is one on the top originators and servicers of agricultural land loans throughout the United States.  The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced.



Zions Ag Finance, a leader in the secondary market agricultural real estate mortgage lending is looking to expand and is actively seeking a highly motivated and seasoned Business Development Officer – Relationship Manager to join it’s loan origination team and will be responsible for new loan origination, field servicing, underwriting and structuring of agricultural real estate mortgage loans. 


The loan officer part of the position will support the goals of the department including loan volume and quality in conjunction with lending policies.  This individual must operate with a high degree of care and skill consistent with banking standards and in compliance with federal and state laws and regulations. The Business Development Officer – Relationship Manager part of the position must present a professional image to the client and provide service which exceeds client expectations. 


  • This is a Remote role, but the candidate must reside in one of the four states of California, Florida, Texas, or Tennesse.
  • The position requires travel throughout the state you live in.
  • There will be times you will visit the bank in the state in person.



If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 12 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you.


You bring the talent; we bring the opportunity!



The ideal candidate will have the skills and experience to:


  • Manage all aspects of the loan origination process, including presentations, structuring, pricing strategy, transaction negotiations, due diligence and closings. 
  • Develop and maintain a network of prospective client referral sources through community and business development activities. 
  • Effectively represent ZAF while calling on potential or existing customers to develop new business and expand client relationships. 
  • Interviews applicant to obtain sufficient information concerning loan requests to make acceptable risk determinations for proposed loans. 
  • Manages loan portfolio and delinquencies.
  • Work closely with credit administration, underwriting and loan documentation personnel to ensure high standard of quality in each credit request submitted for approval. 
  • Assists in creation and maintenance of credit related policies, processes and procedures.
  • Develops resolutions to complex problems that require the frequent use of creativity.




  • Bachelor’s degree in business, finance or related field and/or 5+ year’s agricultural lending experience. 
  • Thorough understanding of agricultural credit with the ability to structure and underwrite complex loans and manage credit risk.
  • Must have prior experience managing and growing large loan portfolio with established relationships. 
  • Strong attention to detail, organizational and problem solving skills with an ability to meet deadlines. 
  • Advanced written and verbal communication skills.
  • Tact, diplomacy, and good judgment required at all times.
  • Proven customer service skills and effective team skills.
  • Advanced computer skills, including Microsoft Office products (outlook, Excel, Word, Access, Etc.) and other industry-specific applications including loan origination, closing, and servicing systems.





  • Medical, Dental and Vision Insurance - START DAY ONE! 
  • Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
  • Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
  • Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays.
  • 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
  • Mental health benefits including coaching and therapy sessions.
  • Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
  • Employee Ambassador preferred banking products.



*This position is eligible to earn a base salary in the range of $85,000 - $175,000 annually depending on job-related factors such as level of experience and location.

This position will be open until filled.


To review our Benefits Summary click here.


All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.


Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.


It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.


Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site.  You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7618.  Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.


Click here to view our EEO Statement.


Click here to view applicable Federal, State and/or local employment law posters.


Click here to view our Pay Transparency Notice.

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