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Zions Bancorp/ZMSC Job Titles
Enterprise Services
051058 Requisition #

Did you know that Zions Bancorporation is one of the nation’s premier financial services companies with total assets exceeding $70 billion? With local management teams at the helm in 11 western states, Zions is dedicated to making a difference in their local communities. At Zions, we haven’t forgotten who keeps us in business, meaning we’re committed to the success of our customers, and our employees. Here, the possibilities are endless – come for a job, stay for a career.


Zions Bancorporation is accepting application for our Asset Based Lending Portfolio Manager located in downtown Los Angeles, CA OR Houston, TX, OR Salt Lake City, UT

Ideal candidates will have the skills and experience necessary to:

  • Responsible to support the lending unit in the structuring and performs due-diligence, underwriting, legal documentation, closing, analyzing financial data and managing both new and existing complex Asset-Based loans.
  • Has overall responsibility for the credit quality of the loan portfolio.
  • Establishing scope of work, ordering, reviewing and analysis of field exams.
  • Actively participates in new business efforts including client calls. 
  • Pre-screen new business for appropriateness, structure and offer a key opinion to solicit business.
  • Prepares loan packages for loan approval, including the submission and presentation of underwriting memo for approval.
  • Accountable for appropriate loan documentation, borrowing-base calculation, the loan closing process and internal on-boarding of new customers.
  • Responsible to analyze and accurately document the financial performance of borrowers.
  • Ensure compliance with financial and loan covenants.
  • Can manage troubled loans and workout situations.
  • Required to build and maintain relationships with a resulting high degree of customer satisfaction.
  • Provide advice and counsel to clients regarding trends and conditions of the business environment, capital markets, and general banking trends.
  • Prepares credit analysis in accordance with credit policy for both new and existing loans with a focus on credit policy, identifying risk and mitigates, and appropriate loan ratings.
  • Perform financial projection modeling.
  • Ensures that production and quality of work performed by independent contractors is monitored and meeting service levels.
  • Manage department projects as needed.
  • Other duties as assigned.


  • 6+ years in asset-based lending, underwriting, loan structuring, credit and portfolio management, field exam, loan documentation, loan workouts, monitoring collateral and credit performance, economic and industry evaluations, or other directly related experience.
  • Strong knowledge of accounting and finance.
  • An equivalent combination of education and experience may meet qualification
  • Experience in managing a medium to large loan portfolio.
  • Working knowledge of accepted loan practices with emphasis on asset-based lending, underwriting, security prioritization, legal documentation, credit analysis and portfolio management.
  • Working knowledge of commercial/corporate loan structures, setting of appropriate loan and financial covenants and industry standard loan documentation.
  • Ability to support the expand client relationships.
  • Strong work ethic.
  • Familiarity with loan processing and closing processes.
  • Solid problem resolution, analysis, communication skills, both verbal and written.
  • Ability to interview applicants and perceptive character judgment skills.
  • Ability to structure loans, monitor credit performance and minimize credit risks.
  • Must have solid interpersonal skills.
  • Strong knowledge of software applications, including word processing, spreadsheets and financial modeling.
  • Requires a bachelor's degree in accounting, finance, banking, or a related field

Zions Bancorporation and its affiliates and divisions (“Zions”) is an equal opportunity employer which prohibits all forms of discrimination and harassment. Zions is committed to the principle of equal employment opportunity for all employees and employment candidates and to providing a work environment free of discrimination and harassment. All employment decisions at Zions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, ethnicity, sex, sexual orientation, gender identification, age, national origin, pregnancy, veteran status, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Zions will not tolerate discrimination or harassment based on any of these characteristics. Zions encourages applicants of all ages.


It is Zions’ policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.


Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site.  You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7628.  Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.


Click here to view our EEO Statement.


Click here to view applicable Federal, State and/or local employment law posters.

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