Portfolio Analyst: Ames, Iowa
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- Credit Administration
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- Zions First National Bank
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- 067293 Requisition #
Zions Agricultural Finance (ZAF), a division of Zions Bank, is one on the top originators and servicers of agricultural land loans throughout the United States. The division was formed in 1997 and has continued to grow over the years with over a $2 billion loan portfolio currently being serviced.
Our Loan Specialists have become credit analysts, lending officers, and underwriters. If you are looking for a start in banking, a switch in your career path, potential career advancement, benefits starting on day one, 12 bank holidays, profit sharing, company-matched 401(k) contributions, and want to work with great people we are the place for you.
You bring the talent; we bring the opportunity!
Ideal candidates will have these skills and experience:
- Works on making and receiving loan collection calls
- Works with seller banks and correspondents regarding delinquent loans
- Send – receive – and file delinquency reports
- Develop and obtain approval of delinquency plans
- Communicate and submit monthly/quarterly reporting to Investor Funding Sources
- Work with attorneys with regards to bankruptcy, foreclosure and REO
- Track and document collection expenses
- Issue delinquent loan payoff requests
- Work with seller banks and correspondent regarding servicing requests such as partial
- Gather appropriate information and complete analysis to support servicing requests
- Submit appropriate documentation and analysis to Funding Sources for approval
- Ensure file documentation supports all servicing/collection activity
- Monitor and make recommendations regarding Insurance and taxes
- Establish and maintain good relationships with Funding Sources, underwriters and staff
- Reviews, analyzes, evaluates and prepares periodic reports for management
- Assists in creation and maintenance of credit related policies, processes and procedures
- Develops resolutions to complex problems that require the frequent use of creativity
Qualifications:
- Requires College degree or equivalent and 6+ year’s credit, credit administration within an agricultural or commercial loan environment or other directly related experience
- Strong attention to detail, organizational and problem-solving skills with an ability to meet deadlines.
- Must be a self-starter and work with little or no supervision
- Advanced written and verbal communication skills
- Tact, diplomacy, and good judgment required at all times
- Proven customer service skills and effective team skills
- Advanced computer skills, including Microsoft Office products (outlook, Excel, Word, Access, Etc.)c
Location Amenities:
Located in the heart of downtown Ames, Iowa, the Zions Agricultural Finance building serves as the headquarters for our division. Ames is the home of Iowa State University, and as we like to say, is big enough to have everything, while being small enough to get there quickly. Big 12 sporting events, live performances, a diverse selection of restaurants, bike friendly, and some of the best schools in Iowa make the Ames area an exceptional place to work and live. Work location features include:
- FREE employee parking with a private parking lot.
- Easy access to city bus lines with a hub directly outside of our building.
- Restaurants, shops, grocery stores, and city hall are all within a quarter mile of our location.
Benefits:
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
- Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
- Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
- 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
- Employee Ambassador preferred banking products
This position will be open until filled.
To review our Benefits Summary click here.
All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.
Click here to view our EEO Statement.
Click here to view applicable Federal, State and/or local employment law posters.