National Real Estate Underwriter: Union Heights
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- Zions Bancorp/ZMSC Job Titles
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- Zions First National Bank
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- 052390 Requisition #
Successful candidates will have the following credentials:
- Requires a Bachelor's in Finance, Business, Accounting or a related field and 2+ year commercial, commercial real estate credit or small business underwriting, spread analysis, lending, underwriting concepts, practices and procedures or other directly related experience. A combination of education and experience may meet qualifications.
- Working knowledge of commercial, commercial RE and/or small business credit underwriting, spread analysis, lending, underwriting concepts, practices and procedures.
- Working knowledge of C&I and CRE loan requirements with the ability to identify risk and mitigating factors related to conducting a thorough credit analysis for approval.
- Good working knowledge of balance sheets, income and cash flow statements.
- Solid understanding of commercial and/or small business lending policies and procedures and general banking laws and regulations.
- Ability to analyze and research financial statements, business plans, credit reports, debt ratios and loan to value information.
- Solid judgment and ability to make sound decisions.
- Able to accept responsibility and handle confidential information.
- Must have strong customer relations and communication skills, both verbal and written.
- Must be a self-starter, dependable, accurate in completing responsibilities with strong attention to detail and organizational skills.
- Working knowledge of computer software programs including Excel, Word, etc. required.
What’s in it for you?
- Competitive base salary.
- Competitive incentive program.
- Backing of one of the most successful community focused banks in the western U. S.
- Generous employee benefits, including 401K match, paid parental leave, and tuition assistance.
This position will be open until filled.
To review our Benefits Summary click here.
All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.
Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.
It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.
Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at careers@zionsbancorp.com or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.
Click here to view our EEO Statement.
Click here to view applicable Federal, State and/or local employment law posters.