Loan Specialist - Remote

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.      

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.  

We are looking for a Loan Specialist to provide top notch customer service to our clients and customers. This is a remote position.

Essential Functions: 

• Provides administrative and/or operational support within one or more of the following loan areas; processing, presentations, servicing, documentation, notes, etc.  

• May assist with closing and disbursements on a limited basis.  

• May clear identified loan exceptions.  

• Maintains files, documents, notes, etc. as needed.  

• Responsible for verifying completeness of files with all necessary documents and signatures required.  

• Researches and resolves lending inquiries and issues. 

• Work with lenders in resolving discrepancies in various documentation.  

• Ensures all applicable laws, regulations and bank policies and procedures are followed.  

• May prepare and/or track disbursements, loan documents, reports, obtain credit and/or financial information.  

• May perform review of loan and collateral documents and loan packages to ensure the bank's security interest and adherence to established policies and procedures.  

• May update the loan system with pertinent collateral and collateral exception information; tracks and clears exceptions as required.  

• Processes payments, researches and processes rejected payments.  

• May calculate pre-payment penalties and coordinates settle escrow funds when a loan is paid off.  

• Responsible for conducting a complete and accurate payoff transaction.  

• Answer questions and follow up with clients.  

• Produce reports as required.  

• Other duties as assigned. 

Qualifications:  

• Requires High School diploma or equivalent and some previous banking or loan processing, documentation, servicing or other directly related experience. A combination of education and experience may meet job requirements.  

• Basic knowledge of lending processes, principles, documentation, exceptions, collateral review, payments and loan systems.  

• Knowledge of general banking processes and procedures helpful.  

• Good interpersonal and communication skills, both verbal and written.  

• Must have good organizational and customer service skills.  

• Must be accurate, possess numeric and verbal aptitudes.  

• Good research and audit skills.  

• Ability to work in a fast-paced environment, complete processes and meet deadlines.  

• Working knowledge person computers and various word processing, spreadsheet or related software. 

Benefits:  

• Medical, Dental and Vision Insurance – START DAY ONE! 

• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance 

• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts 

• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays 

• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience 

• Mental health benefits, including coaching and therapy sessions 

• Tuition Reimbursement for qualifying employees 

• Employee Ambassador preferred banking products 

This position is eligible to earn a base salary in the range of $55,000 - $65,000 annually depending on job-related factors such as level of experience.